The BHR Life Companies | Our Services
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Our Services

Estate Planning

Estate planning is the process of anticipating and arranging for the disposition of an estate. Estate planning typically attempts to eliminate uncertainties over the administration of a probate and maximize the value of the estate by reducing taxes and other expenses. Planning an estate may involve making gifts, buying insurance, and creating a will, living trust, health care directives, durable power of attorney for finances, or other documents.


The BHR Life Companies will design the most tax efficient strategies for transferring the family business from one generation to the next. We annually coordinate Legal, Accounting, and Insurance to provide the most comprehensive and integrated estate plan.

Executive Benefits

Compensation for key executive employees is most important for your organization. Executive compensation covers employees that include company presidents, chief executive officers (CEOs), chief financial officers (CFOs), vice presidents, occasionally directors, and other upper-level managers.


The BHR Life Companies will help your company grow and prosper by providing proven strategies and programs that reward and retain the key executive group. Our team of professionals know how to create, deliver, and service the executive benefits that growing companies demand. As specialized executive benefits professionals, backed by a highly trained staff, our client satisfaction is our primary objective.

Employee Benefits

Employee benefits are defined as indirect and non-cash compensation paid to an employee. Some benefits are mandated by law (such as social security, unemployment compensation, and workers compensation), others vary from firm to firm or industry to industry (such as health insurance, life insurance, medical plan, paid vacation, and pension).


The BHR Life Companies will help your company grow and prosper by providing strategies and products needed to attract, reward and retain your most valuable asset- your employees. Our team of professionals know how to create, deliver and service the employee benefits that growing companies demand. As specialized employee benefits professionals, back by highly trained account executives and customer service representatives, we deliver on our promises. We provide annual reviews to re-evaluate carrier performance and provide the most competitive pricing.


In October 2015, the Employee Benefits division of The BHR Life Companies merged with Sentinel Benefits, which you can read more about by clicking here.

Business Planning

At BHR, we work with business owners to create and implement successful business continuity and succession plans. We work as a trusted advisor alongside your attorney and accountant to ensure that the plan makes sense for your business needs. Through insurance and other financial tools, we can help ensure your family owned or closely held business can succeed for future generations.